Why You Need Disability Insurance, and How to Get It

disability insuranceYour most valuable asset is not your car, house, or savings account. It’s your life and your ability to make an income and support you and your family. YOU are your most valuable asset!

But what happens if you are suddenly injured or become ill and are out of work? What happens if your medical insurance doesn’t cover all of your expenses? What can you do to stay financially stable? This often happens to veterans, which is why law firms such as Stone Rose Law help those needing disability benefits.

Disability insurance is something that experts recommend for anyone who works and relies on their paycheck. But what exactly is disability insurance, and how do you get it? Let’s take a look. Continue reading

Self-Employed? Here’s How to Create Your Own Benefits Package

disability insuranceWhen you left your 9-5 job to start your own business, you probably said goodbye to your health coverage, retirement account, life insurance policy, and paid vacations. But, what if I told you that doesn’t have to be the case? With some careful financial planning, you can still have the benefits package you deserve!

7 Steps to Creating Your Own Benefits Package

Get Your Finances in Order

First things first! Make sure your personal finances and your business finances are in good order. You should have a strict budget in place for both your business and your personal expenses, as well as an emergency fund for each. And, what about your taxes? Planning for tax time should be a year-round priority. Bring in a professional outsourced accounting service like TempCFO services to help you plan for tax time so you’re not blindsided with a huge tax bill at the end of the year. Continue reading