If you speak with people who are saving for retirement, whether they are going to work until they are absolutely unable to or are looking use resources like this FIRE calculator to see whether they could retire early, you might find that most of them use a 401(k) sponsored by their employer as their plan for retirement years.
Most would agree that anything to do with financial planning for the long term can be extremely intimidating. And while 401(k)s are quite common many of the rules and regulations can be a quite confusing.
Being happy in retirement takes a look at investing and what happens when you don’t do enough.