Did you know that the average American has about $38,000 in personal debt?

That’s right — taking out loans is part of life for most people, but that doesn’t mean that you shouldn’t think carefully before deciding to borrow money.

If you’re thinking of taking out a new loan and you’re a spiritual person, there’s wisdom to be gained from comparing loans to different types of crystals.

It might sound a little out there, but this is a great exercise in reframing different loans and how they could help or hinder you right now. Continue reading →