There are many countries around the world experiencing a housing price boom, and Singapore is no exception. In the first half of 2021 alone, the market experienced a $24 billion surge in spending as the average prices rose by a record 4.1%. That is more than double what Manhattan in New York, USA generated.

A lot of this investment spending is because of foreign wealth pouring into the country. While this may be great for the short term, it is hurting the many families and citizens hoping to secure a new home loan package or refinance their current situation.

That is why a new startup called ROSHI’s Home Loan Marketplace has introduced the first Singapore-targeted market platform. This revolutionary platform allows users to upload their information, enter housing goals, and get a list of possible matches with different banks and loan officers.

This buying frenzy is not a one-off situation. There are lifelong repercussions of getting into a loan agreement with unfavorable rates.

Direct Access to Loan Officers

The real beauty of this new platform is its simplicity. The easy-to-use interface provides a bridge of communication with the loan officers and lenders most active in the current fluctuating market. They can provide all the details that first-time buyers need to secure an offer on a home while offering guidance to those seeking to refinance as interest rates are projected to continue rising.

Working with loan officers discovered through ROSHI helps clarify the best financial decision for those families and hardworking Singapore citizens trying to find a solid housing solution.

Better yet, the application does not restrict your information to a single or a few banks. You will get a list of available deals actively seeking your patronage and not the other way around. Instead of physically going and visiting each bank, you get to relax on the couch and browse at your leisure, asking questions here and there and securing the best possible rate that will have the least financial repercussions over the long term.

It Is All About the Percentage Rate

Money matters, especially to those who have families. Even something as little as half of a percent on your loan terms could mean significant savings over the life of the loan.

If you wanted to find an average HBD in Singapore at around S$550,000 and you secure a loan at 2%, you’ll be paying S$2,331.20 per month. If that rate drops to 1.5%, your monthly payment changes to S$2,199.65. That results in an average savings of S$131.55 per month.

That means that over the 25-year lifespan of the loan, you could be saving almost S$40,000! Think of how many ways you could use that kind of money for a family of four. The difference that would make if invested, put into an educational fund, or used for any emergencies that may pop up could change the lives of anyone.

Understanding this difference is critical to your financing and refinancing decision when considering the Singapore housing market. You need to go into a deal feeling empowered with a variety of beneficial choices, and that is precisely what a new provider in Singapore does.

All the Options Right at Your Fingertips

There is a new home loan marketplace provider in Singapore called ROSHI which is providing all kinds of information and options for you to consider. You can choose rate types based on your preferences. Instead of waiting for a loan officer at a desk to finally run the calculations, you can be signed up and running in under 5 minutes.

Imagine being able to enter in your information while sitting at brunch and watching in real-time as the offers for financing or refinancing your high-interest rate or securing a new loan for that fantastic flat down the road begin to pour in. This new marketplace is an option to consider, as you get the power to fully vest your mortgage options.

Where to Sign Up

If you are ready to upload your documents and fast-track your application simply visit their website. All you need to do is set up your application, watch the live offers fly-in, and then make a choice based on your own needs.

There are no strings attached or financial obligations, and applications do not affect your credit score.

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