Methods of payment such as credit or debit cards have become the popular alternatives to cash, as a way of paying for pretty much all goods and services. Now, nearly everyone in Canada will own at least a debit or credit card. 9 out of 10 will own a credit card. These are high numbers, and this is a testament to how many outlets in this part of the world are accepting this convenient method of payment.

However, not everyone will qualify for a credit card. This is not just due to age but also financial circumstances, and this is where credit cards for bad credit canada will help. You are not necessarily excluded from owning a credit card because of your credit history. Continue reading →

The best rule for using a credit card is to pay bills on time. However, the story doesn’t end there. You need to protect yourself from credit card fraud and find personally gratifying ways to use any rewards offered by card issuers.

In addition it’s imperative that you protect your personal information from cheats and scammers. Fortunately there are things you can do to secure your credit.

Switch from magnetic strip cards to embedded chip cards – they’re safer

Most retail merchants have acquired the technology to process chip-based cards. Chip-based cards help in fraud prevention. They prevent third parties from stealing and misusing your info by perpetrating fraudulent transactions in your name. Continue reading →